Loan Care Insurance
Long Term Home Insurance
You'll Get Cover For
Fire
This is actually far more common that you may think. Seriously, all it needs is just one little spark.
Lightning
Sometimes, even Zeus misses his mark – best not to take your chances.
Explosion/ Implosion
Sadly, these can happen even if you aren’t living in a Die Hard film.
Aircraft Damage
Honestly, this is pretty unlikely. Unless you’re a pilot and you’re hoping to impress your folks with a fly-by.
Riots, Strikes, Malicious Damage
Sometimes, bad people will cause damage to your home. We may not be able to discipline them for their actions, but we can help out.
Stormy Weather
Storm, Cyclone, Hurricane, Tempest, Typhoon, Tornado – any kind of bad weather really!
Floods and Inundation
When water gets where it shouldn't (into your home), we'll take care of it.
Impact Damage
Just in case somebody was testing their car’s strength against your home.
Landslides
You don’t have to live in the mountains for these kinds of things to happen near you – especially in a heavy-rainfall country like ours.
Missile Testing Operation
Not that the missiles will actually be aimed at your home, but you never know – these are missiles that are still being tested.
Bush Fire
With every city getting greener, you’ll definitely want this in your arsenal.
Leaky Pipes and Tank Bursts
Your water pressure, much like your blood pressure, could shoot up at any time and cause some serious problems.
Automatic Sprinkler Leaks
This delightful invention was designed to protect you, but a small leak could also damage your home.
Fire
This is actually far more common that you may think. Seriously, all it needs is just one little spark.
Lightning
Sometimes, even Zeus misses his mark – best not to take your chances.
Explosion/ Implosion
Sadly, these can happen even if you aren’t living in a Die Hard film.
Aircraft Damage
Honestly, this is pretty unlikely. Unless you’re a pilot and you’re hoping to impress your folks with a fly-by.
Riots, Strikes, Malicious Damage
Sometimes, bad people will cause damage to your home. We may not be able to discipline them for their actions, but we can help out.
Stormy Weather
Storm, Cyclone, Hurricane, Tempest, Typhoon, Tornado – any kind of bad weather really!
Floods and Inundation
When water gets where it shouldn't (into your home), we'll take care of it.
Impact Damage
Just in case somebody was testing their car’s strength against your home.
Landslides
You don’t have to live in the mountains for these kinds of things to happen near you – especially in a heavy-rainfall country like ours.
Missile Testing Operation
Not that the missiles will actually be aimed at your home, but you never know – these are missiles that are still being tested.
Bush Fire
With every city getting greener, you’ll definitely want this in your arsenal.
Leaky Pipes and Tank Bursts
Your water pressure, much like your blood pressure, could shoot up at any time and cause some serious problems.
Automatic Sprinkler Leaks
This delightful invention was designed to protect you, but a small leak could also damage your home.
Wait! You may want a little additional cover.
By paying just a slightly higher premium, we can also cover your home against:
- Earthquakes
- Fees for architects, surveyors and engineers (up to 3% of your total insured amount)
- Cost of debris removal after damage (up to 1% of your total insured amount)
- Impact damage due to your own road or rail vehicles, forklifts, cranes, stackers, and any material dropped from them
- Loss of rent
- Damage to additional machinery, plant or building that may be acquired in the future
- Additional rent needed when alternative accommodation is required
- Acts of terrorism
*Please refer to the policy documents for more information
Situations that our insurance plans don't cover - View
What’s not covered
Sorry, but certain things are out of our hands too! Your policy does not include cover for:
- War and war-like situations
- Nuclear risks
- Pollution or contamination – even those caused by covered risks
- Valuables like gold and cash (unless you’ve specifically asked for it)
- Anything that is perishable and stored inside a cold storage unit
- Equipment damaged due to a short circuit. If the short circuit starts a fire, we’ll cover that
- Fees for architects, surveyors and engineers (if more than 3% of your total insured amount)
- Cost of debris removal after damage (if more than 1% of your total insured amount)
- Loss of earnings, markets, loss by delay, any other consequential losses
- Spoilage of materials due to stoppage – even if the stoppage is caused by one of the covered risks
*Please refer to the policy documents for more information
Why Us?
Single Point of Contact
Quick Decision-Making
Minimum Documentation Required
We Won't Play The Claim Game
We always live up to our promises – 100%
Call us on
Toll free -1800 12000 /
Paid landline - 02242312000
or email us at to let us know the details of your claim.
Send us the scanned documents at support@edelweissinsurance.com and we’ll get the ball rolling right away (do remember to mail us your originals)
Mail your claim documents to Claims Desk – Edelweiss General Insurance Company Limited, 5th Floor, Tower 3, Kohinoor City Mall, Kohinoor City, Kirol Road, Mumbai, Maharashtra – 400070
Our in-house claims team will sort everything out and keep you updated
Of course, if you still need us to answer any queries, you can get in touch with us at
support@edelweissinsurance.com and we’ll reply soon.
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If you would like to know more about our products, we can have someone call you!
Thank you for getting in touch with us, someone from our team will contact you shortly.