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Add-on
Stay covered for two years, with a policy that’s twice as nice!
There’s a lot we want to say about the Edelweiss Health Insurance Policy, but we’ll start with an amazing add-on called Health 241, which literally means ‘two for one’. Quite simply, if you take your new policy with this add-on, and your first year is healthy and claim-free, we’ll cover you absolutely free for the second year.
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Three Wise Plans
Hospitalisation Expenses
(Up to the Sum Insured)
Room Rent limit per day - Standard Single Private Room
For Sum Insured Rs.3,00,000 & above
No Limit
No Limit
No Capping on ICU charges
Pre and Post Hospitalisation Medical Expenses
(Up to the Sum Insured)
30 / 60 days
60 / 90 days
90 / 180 days
Day Care Treatment
(Up to the Sum Insured)
Ambulance Cover
(Per hospitalisation)
Up to Rs. 1,500
Up to Rs. 3,000
Up to Rs. 10,000
Organ Donor Cover
Up to Rs. 1,00,000
Up to Rs. 2,00,00
Domiciliary Hospitalisation
(Up to the Sum Insured)
Ayush
(Up to the Sum Insured)
No claim bonus
(If you do claim, the No Claim Bonus will reduce at the same rate at which it increases in a claim-free year)
Your Sum Insured goes up by 10% for
every claim-free year up to a
maximum of 50%
Your Sum Insured goes up by 50% for
every claim-free year up to a
maximum of 100%
Your Sum Insured goes up by 50% for
every claim-free year up to a
maximum of 100%
Health Check-Up for every claim-free year
(Policyholders who are 18yrs or above)
Maternity Benefit
Up to Rs. 50,000; with a waiting period of 4 years
Up to Rs. 2,00,000; with a waiting
period of 4 years
Recovery Benefit
(Starts from the day of hospitalisation)
Rs. 1,000 / day from 11th-20th day
Rs. 1,500 / day for 11th-20th day
Shared Accommodation
Rs. 800 / day
upto a maximum of Rs. 4,000
Rs. 1,000 / day
upto a maximum of Rs. 5,000
Rs. 1,200 / day
upto a maximum of Rs. 6,000
Critical Illness Coverage
(Starts from the first time you're diagnosed with a critical illness.)
Your Sum Insured increases by 50%
Your Sum Insured increases by 100%
Restoration - Top it up by 100%
(Top it up by 100%, that is your Sum Insured doubles.)
Critical Illness Coverage
(Starts from the first time you're diagnosed with a critical illness.)
Your Sum Insured increases by 50%.
Included in base plan
Included in base plan
Recharge
(Top it up by 100%, that is your Sum Insured doubles.)
Voluntary Co-payment
(This option is available for ages 60 years and below.)
Voluntary co-payment of
10% or 20% (as opted)
Voluntary co-payment of
10% or 20% (as opted)
Voluntary co-payment of
10% or 20% (as opted)
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Don’t overthink it! No matter
which plan you choose, you will still enjoy:
*PLEASE REFER TO THE POLICY DOCUMENTS FOR MORE INFORMATION
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Some Helpful Documents
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Why Us?
Really, we cover everybody above the age of 3 months. We don't believe that you're ever too old for insurance.
That's right, you can cover yourself, your spouse, up to 3 children or any other relationship having an insurable interest.
Our platinum plan offers cover up to Rs. 1 crore, allowing you to enjoy the maximum possible protection!
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We Won't Play The Claim Game
Call us on 1800 12000 or email us at support@edelweissinsurance.com to let us know the details of your claim.
We’ll work on your claim and either transfer the money to you if you’ve already made a payment, or directly pay the hospital if you’ve gone cashless.