Loan Protection Care Policy in India | Edelweiss General Insurance
Horizontal Progress Bar
When Life Throws You A Curve Ball, A Loan Covers All The Bases
Loans are supposed to make life easier for you. As you strive (sometimes stumble) to reach every milestone in your life, loans can make things a wee bit simpler. Don’t worry about the naysayers who scoff at your decision to ask for a little help. With this policy, we make sure that the loans that you take don’t tarnish the memories you make.
You'll Get Cover For
No disease should be foolish enough to take you on. But if one does, our cover will take care of your finances so that you can focus on knocking it out of the ring!
'Pack a Punch'
Major Medical Illness Plan
StandardCovers 9 critical illnesses
EnhanceCovers 12 critical illnesses
PremiumCovers 15 critical illnesses
EliteCovers 18 critical illnesses
UltimaCovers 25 critical illnesses
What's not covered
Sorry, but certain things are out of our hands, too!
Any illness, sickness, or disease not specified as critical illness under this policy like
- Congenital anomalies (birth and metabolic disorders)
- Committing a breach of law with criminal intent
- Engagement in dangerous and/or hazardous activities
- Intentional self-injury
- Pregnancy-related complications, except in the case of ectopic pregnancy
*Please refer to the policy documents for more information
You never know what's waiting around the corner for you. You may find a pleasant surprise, or a nasty one that completely throws you off guard. Either way, it's a good idea to have a backup plan ready to ease your family's stress during unpleasant times.
What we cover
Accidental Death100% of sum insured (200% if travelling as a ticket-paying passenger on a public carrier)
Permanent Total Disability100% of sum insured (200% if travelling as a ticket-paying passenger on a public carrier)
Permanent Partial DisabilityUp to 50% of the sum assured, depending on the injury
We all love leisure time, except when we aren’t paid for it. If you ever find yourself out of a job for a while, you won’t need to worry about any piled-up loans.
What we cover
We’ll take charge of 3 EMIs so you can focus on finding a job befitting your talent & skills.
A break in your income needn’t become a break between your children and their bright future. In case of accidental death, we will cover fees paid to the institute or the maximum amount mentioned in the policy, whichever is less.
What we cover
Child Education benefit of up to Rs. 2.5 Lakhs per child for up to two children. We don’t play favourites, so it can be any two children.
Some Helpful Documents
We Won't Play The Claim Game
We’ve made claims easy!
Send us the scanned documents at firstname.lastname@example.org and we’ll get the ball rolling right away (do remember to mail us the originals)
Mail your claim documents to Claims Department – Edelweiss General Insurance Company Limited, 5th Floor, Tower 3, Kohinoor City Mall, Kohinoor City, Kirol Road, Mumbai, Maharashtra – 400070
Our in-house claims team will sort everything out and keep you updated
Your Questions Answered
Our in house claims team handles claims process Loan Care. For more information, please call us on Toll free - 1800 12000 / Paid landline - 02242312000 or mail us at email@example.com to let us know the details of your claim.
The policy will be cancelled if the details disclosed about your current and past health status are incorrect, or if you have encouraged/been part of a fraudulent claim under the policy.