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Health problems can take you by surprise. Healthcare costs shouldn’t.

Health problems can take you by surprise. Healthcare costs shouldn’t


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Hospital bills are unpredictable. Here’s a solution that’s totally dependable
No matter how prepared you think you are, large hospital bills can take you by surprise. That’s why, you need Edelweiss Health Top-Up or Super Top-Up. Get additional cover of as much as Rs 5 Crore, at a really reasonable premium
How do these plans work? Very simply, if you already have an existing health policy (from any company) or have your own budget to spend on such expenses, and you end up spending much more, the Top-Up or Super Top-Up plans pay the extra amount
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What’s the difference between the two? The difference between great and greater!
Well, it’s a simple but important difference. To explain this, we first need to answer another question:
Whatever your choice, it’s definitely wise!
Enjoy a huge Sum Assured: up to Rs 20 Lakhs with Top-Up, and up to Rs 5 Crores with Super Top-Up
- There is no maximum entry age for this Policy
- A policy period of up to 3 years
- Worldwide Coverage as an Optional Cover
- No upper limit on your age – you just need to be 18+
- Flexible Hospital cash cover ranging from 500/day to 5000/day with no of days and deductible applicable
- Your dependent kids can be 3 months – 25 years old
- 241 as an optional cover
Find out more about these pocket-friendly insurance plans: View
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Some Helpful Documents
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Policy Wordings
Health Top Up Insurance Policy Wordings Health Top Up Insurance Policy Wordings -
CIS
Health Top Up Insurance CISHealth Top Up Insurance CIS -
Sales Literature
Health Top Up Insurance Sales LiteratureHealth Top Up Insurance Sales Literature Health Top Up Insurance Policy ScheduleHealth Top Up Insurance Policy Schedule Health Top Up Insurance Endorsement ScheduleHealth Top Up Insurance Endorsement Schedule -
Claims
Health Top Up Insurance Claims Form AHealth Top Up Insurance Claims Form A Health Top Up Insurance Claims Form BHealth Top Up Insurance Claims Form B -
Proposal Form
Health Top Up Insurance ProposalHealth Top Up Insurance Proposal Health Top Up Insurance E ProposalHealth Top Up Insurance E Proposal
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Why Edelweiss?

We’re upfront and honest about what our policy covers and what it doesn’t. You won’t be caught off guard!

Our claims team works hard to make sure your claims are settled as quickly as possible!

Avail of a variety of discounts on your health top up insurance premium amount!
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We Won't Play The Claim Game
To make a claim, all you have to do is follow these easy steps:

Let Us Know You Need to Make a Claim
Get in touch with us on our
Toll free -1800 12000 /
Paid landline - 022 423 12000
within 30 days of the accident taking plus and let us know you need to make a claim. or email us at to let us know the details of your claim
Let Us Know You Need to Make a Claim
Get in touch with us on our
Toll free -1800 12000 /
Paid landline - 022 423 12000
within 30 days of the accident taking plus and let us know you need to make a claim. or email us at to let us know the details of your claim



Send Us the Documents
Fill out the claim form and submit all the necessary documents, including your identity proof and a copy of the FIR


You can send soft copies to or send hard copies to Edelweiss General Insurance Company Limited,Health Claims Desk, 5th Floor, Tower 3, Wing-B Kohinoor City, Kirol Road, Kurla East Mumbai, Maharashtra – 400 070


Let Us Work On It
We’ll work on your claim and make the settlement within 30 days if all the documents are in order and your request is accepted
Of course, if you still need us to answer any queries, you can get in touch with us at
support@edelweissinsurance.com and we’ll reply soon.
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Of course, if you still need us to answer any queries, you can get in touch with us at and we’ll reply ASAP
Your Questions Answered
- Sum Insured from 1 lakh to 5 crore provides 5 times the protection of maximum sum insured under regular health product
- Top Up provides two deductible options i.e Top-up and Super Top to choose from whereas Regular policies are offered in Silver, Gold and Platinum
- Inclusion of vaccination cover
- Double Sum Insured for critical Illness as an Optional cover
- More Some Insured options ranging from 1000/day to 5000/day along with no of days and options in Hospital Daily Cash
As for our Super Top-Up, it gives you extra cover when a single claim does not go beyond the limit of your existing health insurance plan, but multiple claims do. The Super Top-up plan considers the total of all hospital bills that are submitted, regardless of whether they are for a single illness or multiple ones
Suppose the total cost for the first time is Rs 2 Lakhs, and for the second time, it is again Rs 2 lakhs. The first bill will be covered by the base plan of Rs 3 Lakhs. However, for the second time, the base plan will pay only Rs 1 Lakh (that’s the balance remaining in his plan). However, a Top-Up gets activated only when a single claim amount exceeds the deductible limit. So in this case, it will not get activated, because Rs 3 Lakhs has not been paid from the base plan. Despite having a combined health insurance cover of Rs 6 Lakhs, Mr Mehta will have to pay Rs 1 Lakh from his pocket
Now assume that Mr Mehta had chosen a Super Top-Up plan of Rs 6 Lakhs with Rs 3 Lakhs as deductible. The first claim of Rs 2 lakhs is covered by his base plan; however, the next time when he again runs up a bill of Rs 2 Lakhs, Rs 1 Lakh will be covered by the base plan and the remaining Rs 1 Lakh by his Super Top-Up plan. So Mr Mehta does not have to pay anything from his pocket
- A wide range of Sum Insured and deductible options
- Affordable premium
- Add-on to reduce the waiting period for pre-existing diseases
- Worldwide coverage as an Add-on
- Long-term discount and discount on online payments
As for our Super Top-Up, it gives you extra cover when a single claim does not go beyond the limit of your existing health insurance plan, but multiple claims do. The Super Top-up plan considers the total of all hospital bills that are submitted, regardless of whether they are for a single illness or multiple ones
Now assume that Mr Mehta had chosen a Super Top-Up plan of Rs 6 Lakhs with Rs 3 Lakhs as deductible. The first claim of Rs 2 lakhs is covered by his base plan; however, the next time when he again runs up a bill of Rs 2 Lakhs, Rs 1 Lakh will be covered by the base plan and the remaining Rs 1 Lakh by his Super Top-Up plan. So Mr Mehta does not have to pay anything from his pocket
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