• Sum Insured from 1 lakh to 5 crore provides 5 times the protection of maximum sum insured under regular health product
• Top Up provides two deductible options i.e Top-up and Super Top to choose from whereas Regular policies are offered in Silver, Gold and Platinum
• Inclusion of vaccination cover
• Double Sum Insured for critical Illness as an Optional cover
• More Some Insured options ranging from 1000/day to 5000/day along with no of days and options in Hospital Daily Cash

You have to be at least 18 Years to take this policy. But the great news is, there is no upper limit

Staying covered for longer is a great idea! The policy can be issued for 1, 2 or 3 Years

Our Top-up plan offers additional cover when you already have an existing health insurance plan, without the need to buy an additional Policy. This plan covers expenditure that may arise out of a single illness that results in a claim; this is over and above your existing base cover
As for our Super Top-Up, it gives you extra cover when a single claim does not go beyond the limit of your existing health insurance plan, but multiple claims do. The Super Top-up plan considers the total of all hospital bills that are submitted, regardless of whether they are for a single illness or multiple ones

Staying covered for longer is a great idea! The policy can be issued for 1, 2 or 3 Years

Sure! Let’s take the case of Mr Mehta. First, let’s assume that Mr Mehta has a base plan of Rs 3 Lakhs and a Top-up plan of Rs 6 Lakhs, where the deductible is Rs 3 Lakhs.  If he runs up a hospitalization bill of Rs 5 Lakhs, the base plan will cover Rs 3 Lakhs. The remaining Rs 2 Lakhs will be covered by the Top-Up. But what happens if Mr Mehta is hospitalized twice in one year?
Suppose the total cost for the first time is Rs 2 Lakhs, and for the second time, it is again Rs 2 lakhs. The first bill will be covered by the base plan of Rs 3 Lakhs. However, for the second time, the base plan will pay only Rs 1 Lakh (that’s the balance remaining in his plan). However, a Top-Up gets activated only when a single claim amount exceeds the deductible limit. So in this case, it will not get activated, because Rs 3 Lakhs has not been paid from the base plan.  Despite having a combined health insurance cover of Rs 6 Lakhs, Mr Mehta will have to pay Rs 1 Lakh from his pocket
Now assume that Mr Mehta had chosen a Super Top-Up plan of Rs 6 Lakhs with Rs 3 Lakhs as deductible. The first claim of Rs 2 lakhs is covered by his base plan; however, the next time when he again runs up a bill of Rs 2 Lakhs, Rs 1 Lakh will be covered by the base plan and the remaining Rs 1 Lakh by his Super Top-Up plan. So Mr Mehta does not have to pay anything from his pocket

Yes, if you take our Hospital Cash Add-on. You can choose the amount you need while taking this Add-on, from Rs 500 per day to Rs 5,000 per day, depending on the number of days and the deductible amount

Yes, globetrotters need extra protection! For an extra premium, you can get worldwide cover, except for Domiciliary Hospitalization

Definitely! We respect your right to choose the treatment that suits you best

You can, by option for the Restoration Add-on. We will restore 100% of your Sum Insured in case your claims during a policy year exhaust your Sum Insured

No one should miss out on such an awesome policy for even a day! New-borns are covered from Day One.

This is our most exciting Add-on. If you choose Health 241, and stay healthy and claim-free in Year 1 of your policy, you don’t pay the premium for Year 2!

You can get Cashless treatment at any of our Network Hospitals across India. And don’t worry, we have a pretty huge network of good hospitals

Edelweiss Super Top is an awesome health insurance plan that helps build up your existing health insurance plan, by giving you a higher sum insured and a wide range of benefits to take care of all your medical expenses

Deductible is the fixed amount of money that you need to pay, before you claim on this policy. There is a large range of deductible amount for you to choose from, and the deductible can be crossed in single as well as multiple claims during the policy year

The deductible ranges from as little as Rs 50,000 to as much as Rs 1 Crore

You will get a discount when you choose a long-term policy, i.e 7.5% discount for a 2-year policy, and 10% if you take it for 3 years. You can also enjoy an online discount of 15%, if the policy is bought at our website edelweissinsurance.com

Yes! The renewal premium for both the policies will be waived if you stay healthy and have a claim-free year

There are so many! Here are the main benefits:

• A wide range of Sum Insured and deductible options
• Affordable premium
• Add-on to reduce the waiting period for pre-existing diseases
• Worldwide coverage as an Add-on
• Long-term discount and discount on online payments

If you choose the Maternity Add-On, this policy will cover all the expenses related to pregnancy and childbirth up to two deliveries, and the medically recommended lawful termination of pregnancy

Yes, have no worries! This policy will cover the cost of treatment of Covid-19

You have to be at least 18 Years to take this policy. But the great news is, there is no upper limit

Staying covered for longer is a great idea! The policy can be issued for 1, 2 or 3 Years

Our Top-up plan offers additional cover when you already have an existing health insurance plan, without the need to buy an additional Policy. This plan covers expenditure that may arise out of a single illness that results in a claim; this is over and above your existing base cover
As for our Super Top-Up, it gives you extra cover when a single claim does not go beyond the limit of your existing health insurance plan, but multiple claims do. The Super Top-up plan considers the total of all hospital bills that are submitted, regardless of whether they are for a single illness or multiple ones

Sure! Let’s take the case of Mr Mehta. First, let’s assume that Mr Mehta has a base plan of Rs 3 Lakhs and a Top-up plan of Rs 6 Lakhs, where the deductible is Rs 3 Lakhs.  If he runs up a hospitalization bill of Rs 5 Lakhs, the base plan will cover Rs 3 Lakhs. The remaining Rs 2 Lakhs will be covered by the Top-Up

Suppose the total cost for the first time is Rs 2 Lakhs, and for the second time, it is again Rs 2 lakhs. The first bill will be covered by the base plan of Rs 3 Lakhs. However, for the second time, the base plan will pay only Rs 1 Lakh (that’s the balance remaining in his plan). However, a Top-Up gets activated only when a single claim amount exceeds the deductible limit. So in this case, it will not get activated, because Rs 3 Lakhs has not been paid from the base plan.  Despite having a combined health insurance cover of Rs 6 Lakhs, Mr Mehta will have to pay Rs 1 Lakh from his pocket
Now assume that Mr Mehta had chosen a Super Top-Up plan of Rs 6 Lakhs with Rs 3 Lakhs as deductible. The first claim of Rs 2 lakhs is covered by his base plan; however, the next time when he again runs up a bill of Rs 2 Lakhs, Rs 1 Lakh will be covered by the base plan and the remaining Rs 1 Lakh by his Super Top-Up plan. So Mr Mehta does not have to pay anything from his pocket

Yes, if you take our Hospital Cash Add-on. You can choose the amount you need while taking this Add-on, from Rs 500 per day to Rs 5,000 per day, depending on the number of days and the deductible amount

Yes, globetrotters need extra protection! For an extra premium, you can get worldwide cover, except for Domiciliary Hospitalization

Definitely! We respect your right to choose the treatment that suits you best

You can, by option for the Restoration Add-on. We will restore 100% of your Sum Insured in case your claims during a policy year exhaust your Sum Insured

No one should miss out on such an awesome policy for even a day! New-borns are covered from Day One

This is our most exciting Add-on. If you choose Health 241 and stay healthy and claim-free in Year 1 of your policy, you don’t pay the premium for Year 2!

You can get Cashless treatment at any of our Network Hospitals across India. And don’t worry, we have a pretty huge network of good hospitals