Commercial Insurance
Breadcrumb
- Products
- Commercial Insurance
commercialBanner


Group Protection
We Make It Easy For You To Look After All Your People.
As we all know, getting treatment in a hospital can be heavy not just on your heart, but also on your wallet. With our Group Health and Group Total Protect insurance plans, we’ll help you look after it.
commercialPickYour
Pick Your Protection
How are you looking to help your group members?

Group Health Insurance
What’s covered?
Situations that our policy doesn’t cover - View
What's not covered?*
Sorry, but certain things are out of our hands, too!
- Any treatment taken from somebody who is not a licensed medical practitioner.
- Any condition or treatment specified in our list of Non-Medical Items (Appendix – I Policy Terms & Conditions).
- Any condition that is caused either directly or indirectly by a sexually transmitted disease.
- Treatments related to sleep disorders
- Preventive care such as vaccinations, including inoculation and immunisations (unless this is post-bite treatment), tonics and vitamins
*PLEASE REFER TO THE POLICY WORDINGS FOR COMPLETE INFORMATION


Group Total Protect
What’s covered?
Situations that our policy doesn’t cover - View
What's not covered?*
Sorry, but certain things are out of our hands, too!
- Medical or surgical treatment, unless necessary after an accident
- Treatment at facilities that are not hospitals
- Elective surgery or any surgery that is not recommended by a doctor
- Suicide or attempted suicide
*PLEASE REFER TO THE POLICY WORDINGS FOR COMPLETE INFORMATION


Group Domestic Travel
What’s covered?
-
- Accidental Death Benefit
Situations that our policy doesn’t cover - View
What's not covered?*
Sorry, but certain things are out of our hands, too!
- Treatment for, Alcoholism, drug or substance abuse or any addictive condition and consequences thereof.
- Expenses for treatment directly arising from or consequent upon any Insured Person committing or attempting to commit a breach of law with criminal intent.
- Any claim arising from any intentional self-Injury, suicide or attempted suicide, intoxication by liquor or drugs.
- Travel to areas where, at the time of booking the Journey or thereafter but prior to the insured’s travel, the government authority has advised against all travel to that specific area.
- Any non – declared Pre-existing condition or any complication arising from it.
- Treatment other than Allopathy and AYUSH.
*PLEASE REFER TO THE POLICY WORDINGS FOR COMPLETE INFORMATION


Group Corona Policy
Situations that our policy doesn’t cover - View
What's not covered?*
Sorry, but certain things are out of our hands, too!
- Any expenses of Day Care treatment and OPD treatment
- Diagnosis/Treatment outside the geographical limits of India.
- Testing done at a Diagnostic center which is not authorized by the Government shall not be recognized under this Policy.
*PLEASE REFER TO THE POLICY WORDINGS FOR COMPLETE INFORMATION

*PLEASE REFER TO THE POLICY WORDINGS FOR COMPLETE INFORMATION
CommercialSomeHelpfullDocuments
Some Helpful Documents
-
Policy Wordings
Group Health Insurance Endorsement WordingsGroup Health Insurance Endorsement Wordings Group Health InsuranceGroup Health Insurance Group Total Protect PolicyGroup Total Protect Policy Group Domestic Travel InsuranceGroup Domestic Travel Insurance Group Corona PolicyGroup Corona Policy -
CIS
Group Total Protect PolicyGroup Total Protect Policy Group Health InsuranceGroup Health Insurance Group Domestic Travel InsuranceGroup Domestic Travel Insurance Group Corona PolicyGroup Corona Policy -
Sales Literature
Group Health InsuranceGroup Health Insurance Group Total Protect PolicyGroup Total Protect Policy Group Domestic Travel InsuranceGroup Domestic Travel Insurance Group Corona PolicyGroup Corona Policy -
Claims
Group Health Insurance Claim Form AGroup Health Insurance Claim Form A Group Health Insurance Claim Form BGroup Health Insurance Claim Form B Group Total Protect PolicyGroup Total Protect Policy Group Domestic Travel InsuranceGroup Domestic Travel Insurance Group Corona Policy Claim Form AGroup Corona Policy Claim Form A Group Corona Policy Claim Form BGroup Corona Policy Claim Form B -
Proposal Form
Group Health InsuranceGroup Health Insurance Group Total Protect PolicyGroup Total Protect Policy Group Domestic Travel InsuranceGroup Domestic Travel Insurance Group Corona PolicyGroup Corona Policy
CommercialWhyUs
Why Us?

Single Point of Contact

Quick Decision-Making

Minimum Documentation Required
commercialClaimGame
We Won’t Play The Claim Game
We always live up to our promises – 100%. If you’re looking to make a claim, it’s really simple. Our claims process is just 2 steps:

We’ll work on your claim and either transfer the money to you if you’ve already made a payment, or directly pay the hospital if you’ve gone cashless.
commercialQuestionSlider
Your Questions Answered
Can a group member’s family members also be covered?
Yes, absolutely. With the family floater option, you can add your group member’s selected family members to Group Total policy, Group Health insurance as well as Group Domestic Travel insurance.
What is the waiting period before I can make a claim?
Typically speaking, the waiting period in Group Health insurance and Group Total policy for all illnesses is 30 days, and for Group Domestic Travel there is none. But the waiting period may differ based on the policy you have purchased. It is always best to double check your policy documents for better understanding.
How do I escalate the issue if my claim has not been settled?
We hope it never comes to this, but if you feel that you need your answer from the powers that be, you are welcome to approach the Insurance Regulatory and Development Authority of India (IRDAI) through the Integrated Grievance Management Section (IGMS) or by calling the IRDAI Grievance Call Centre (IGCC).
Will critical illnesses be covered under this plan?
We offer cover for critical illness at an additional cost with Group Health insurance and Group Total policy, however same is not a coverage or an option under Group Domestic Travel Insurance.
Are any medical tests required to avail this policy?
We try and keep this process to an absolute minimum. We’ll take a call on whether group members need any medical tests based on the amount they’re covered for as well as their age and medical history.
Who manages claims for Edelweiss Group Total Protect Policy?
Our in house claims team handles claims process Edelweiss Group Total Protect Policy. For more information, please call us on 1800 12000 1800 12000 or email us at &npsp; to let us know the details of your claim.
Who manages claims for Edelweiss Group Health Insurance?
- Paramount Health Services & Insurance TPA Private Limited
- Vidal Health Insurance TPA Private Limited
- Family Health Plan Insurance TPA Limited
- Health India Insurance TPA Services Pvt Ltd
- Medi Assist Insurance TPA Private Limited
- UnitedHealthcare Parekh Insurance TPA Private Limited
Do you have any flexible payment option available for Group Health Insurance, Group Total Protect Policy and Group Domestic Travel Insurance?
Yes, we do have instalment premium payment option available for all three mentioned insurance policies.
Who manages claims for Edelweiss Group Domestic Travel Insurance?
Additionally, our in-house claims team handles claims process as well. For details, please call us on 1800 12000 1800 12000 or email us at support@edelweissinsurance.com
Edelweiss Group Health Insurance - UIN: EDLHLGP21462V032021 | Edelweiss Group Total Protect Policy - UIN: EDLPAGP21510V022021 | Edelweiss Group Domestic Travel Insurance - UIN: EDLTGDP20136V011920 |
Group Corona Policy, Edelweiss General Insurance Company Limited I UIN: EDLHLGP21249V012021
Capture Lead View
I authorize Edelweiss General Insurance Company Limited to contact me. This Consent will override my registry on the NDNC