Car Insurance

As Easy as Driving an Automatic

 

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car insurance

Insure your car, and the planet too!

Our car insurance is not just covering your car but the earth too – with trees! For every Edelweiss Car Insurance that's issued, we plant one sapling. Take Us For Granted to #CutTheCarbon

 

Choose How You Want to Cruise

Third Party Car Insurance Only

(Edelweiss Private Car Liability Only Insurance)
This is your basic car insurance. Without this, you are legally not allowed on the road. It only covers other people, their vehicles and property in case of an accident. It doesn’t cover injuries to you or damage to your car.
Of course, you can choose to get better cover. Here’s what we’d like to suggest:
  • Personal Accident Cover for everybody else travelling in your car, up to Rs. 2,00,000 per person
  • Cover for your legal liability towards your paid driver

What's Not Covered

  • Any injury to folks sitting in your car if you haven't taken the 'Personal Accident Cover'
  • Any damage to your own car in case of an accident
  • Depreciation, or the drop in value, of your car and its parts due to age and wear and tear

*Please refer to the policy documents for more information*

To check premium rates for Motor Third Party Liability Insurance cover by IRDAI click here

Third Party Four Wheeler Insurance + Own Damage

(Edelweiss Private Car Package Insurance)

If you really want to chill and cruise, this is the insurance you want. It covers injuries to you, damage to your car AND damage to others & their property (that's more like it!)

Of course, you can choose to get better cover. Here's what we'd like to suggest:
  • Personal Accident Cover for everybody else travelling in your car, up to Rs. 2,00,000 per person
  • Cover for your legal liability towards your paid driver

What's Not Covered

  • Depreciation, or the drop in value, of your car and its parts due to age and wear and tear

*Please refer to the policy documents for more information*

Hit the brakes! Maybe you’d like a little extra cover?

By paying a slightly higher premium, you can enhance your car’s cover with:

  • Depreciation Protect
  • NCB Protect
  • Invoice Value Protect
  • Engine Protect
  • Key & Locks Protect
  • Consumable Expenses Protect
  • Mandatory Deduction Protect
  • Personal Belongings Protect
  • Roadside Assistance

*Please refer to the policy documents for more information

 

Situations that our insurance plans don’t cover - View

  • Accidents that occur outside India as per the official geographical area
  • Claims that may come up due to any contract that you may have entered into, with any third party. For example, if you enter into a contract to pay someone compensation in case of an accident
  • Your car being used/driven illegally. For example, claiming for an accident on a stolen car or driven by a person without a valid licence
  • Any consequential losses or damages that arise due to car accidents. For instance, your damaged vehicle is left unattended and some vehicle parts get stolen, these stolen parts are not covered
  • Losses or damages caused due to situations like riots, enemy strikes, other warlike incidents etc.
  • If your vehicle is used for any purpose other than personal; such as Motor trade, Hiring or Reward, Carrying goods for commercial purpose, Organised racing, Pacemaking, Speed testing, Reliability trials etc.

*Please refer to the policy documents for more information*

Some Helpful Documents

Commercial Vehicle Liability Only Goods Carrying Vehicle and Add on Passenger Carrying Vehicle and Add on Private Car Liability Only Private Car Bundled Insurance Add-ons Private Car Package Add-ons Private Car Stand-Alone Own Damage Add-ons Miscellaneous Vehicle Package Insurance Private Car Package Add-on Covers
Motor Claim Form
Commercial Vehicle Liability Only Private Car Liability Only 3 Years Goods Carrying Vehicle and Add on Miscellaneous Vehicle Package Insurance Passenger Carrying Vehicle and Add on Personal Accident (Owner-Driver) Under Motor Insurance Policies Private Car Bundled Insurance Private Car Package Insurance / Private Care Stand-alone Own Damage Insurance Private Car Liability Only / Two Wheeler Liability Only Insurance Private Car Stand Alone-own damage

Why Edelweiss Car Insurance?

motor insurance providers
We Settle Things Quick
general accident motor insurance
Easy Access to 2000+ Cashless Garages
best motor insurance policy
Priority Services at our Preferred Workshops

We Won’t Play the Claim Game

We’ve made car insurance claims easy!

Met with an accident? Call us on
Toll free -1800 12000 or
Paid landline - 022 423 12000
and we'll settle your claim real quick!

We’ll need a few details, so keep your vehicle documents handy

We’ll take care of the rest and settle your claim!

Already moved your
vehicle to the workshop?

That's perfectly ok!
Simply call us and we'll guide you with your claim

2000+ preferred workshops Across country - View

You can also write to us on   for any queries

Car Insurance FAQs

 

Is there anything specifically that my car insurance policy doesn't cover?

This will depend on the kind of policy and covers you’ve decided to purchase. The policy doesn’t cover the wear and tear of car parts & damages caused to your vehicle due to war and nuclear perils.

Don’t forget to check the inclusions and exclusions in your policy for the specifics.

 

What is the maximum car insurance NCB I can avail of?

The highest NCB you can enjoy will be a 50% discount on your own damage premium. Of course, this is only applicable if you’ve not made a claim in the preceding 5 years.
 

Can I transfer my car insuranec NCB from my previous insurere?

For sure. You can continue to enjoy your NCB even if you’ve decided to change your insurer. Just remember to renew your policy before it lapses or within 90 days of your policy expiry, or you might not be able to avail the bonus.
 

How long will it take for my four wheeler insurance claim to be processed?

When it comes to settling claims, don’t worry, it’s full speed ahead. Once you submit all the necessary documents, we’ll settle the claim within 7 working days.

 

What happens if I lose my four wheeler insurance policy documents?

Once you make the payment, you’ll get a soft copy sent straight to your e-mail. So, even if you do lose your physical copy, you’ll have one waiting in your inbox. If you need another hard copy, you can get in touch with us on 1800 12000 022 423 12000 1800 12000 022 423 12000 or mail us at   and we’ll send one across right away.
 

Will a surveyor come to check out my car in case of four wheeler insurance claim?

Yes, a surveyor to come and check out your car. Please keep your vehicle documents handy during inspection.

 

How do I find cashless garages in my area?

We’ve got a great network of garages, so you’ll always be close to a cashless garage. To see our complete list of garages, simply click here.
 

How long will I be covered for in car insurance?

Your insurance policy will cover you for a single year. The start and end date of your policy will be clearly marked on your policy documents, so don’t worry. And hey once you buy a policy, we will send you a renewal reminder in advance so you don’t forget to renew it for the next year.
 

How long will the car insurance inspection take and can I book a slot?

Yes, you can definitely book a time slot for inspection and per the current process, it will be done on the same day or within 24 hours.
 

Where will by vehicle be inspected for car insurance and do I have to pay for one?

The vehicle can either be inspected at your address registered with us or a preferred location where either you or someone representing you is present with the vehicle and the key, as far as paying for the inspection is concerned, you don’t have to pay for first time inspection as it will be taken care by us.
 

What documents are to be presented to the inspector for car insurance?

While we suggest that you should keep all the documents ready however, vehicle registration certificate or RC is mandatory.
Edelweiss Private Car Package Insurance – UIN: IRDAN159P0002V01201819 Edelweiss Private Car Liability Only Insurance – UIN: IRDAN159P0001V01201718 Edelweiss Private Car Liability Only Insurance 3 Years – UIN: IRDAN159RP0005V01201819 Edelweiss Private Car Bundled Insurance – UIN: IRDAN159RP0009V01201819
Disclaimer: T&C Apply. *The mentioned statements in the Advertisement for third party premium is for Cubic capacity < 1000 CC and may vary depending on the cubic capacity of the vehicle. #The mentioned discount is with respect to the erstwhile tariff on own damage cover rates and is for selected make-models, it's not a flat discount across all models. Cost mentioned in the advertisement is a per month and per day base premium excluding taxes and levies for owner driver for Sum Insured of Rs.15 lacs (if opted with policy) with - INR 2094/12 = Rs. 174.5 Per month and with INR 2094/365 = Rs. 5.7 Per day for Cubic capacity up to 1000 CC for 1 Year Third Party Policy. The Third-Party Insurance Rates are decided by the Government/Authority from time to time and any change thereof shall be applied immediately as per the regulatory framework and therefore the rates mentioned herein above are subject to change without further notice/intimation. Mentioned prices are exclusive of GST. Edelweiss General Insurance Company Limited, Registered Office: Edelweiss House, Off CST Road, Kalina, Mumbai,400098 www.edelweissinsurance.com | support@edelweissinsurance.com | Reach us on TOLL FREE: 1800 12000 | Landline: 02242312000 (Call charges applicable) CIN: U66000MH2016PLC273758 IRDAI Regn. No. 159,Trademark and logo displayed belongs to Edelweiss Financial Services Limited and is used by Edelweiss General Insurance Company Limited under license. All rights reserved. For more details on the risk factors, terms, and conditions, please read the sales brochure/ prospectus before concluding the sale.