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Car Insurance

As Easy as Driving an Automatic

 

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Choose How You Want to Cruise

Third Party Only(Edelweiss Private Car Liability Only Insurance)

This is your basic car insurance. Without this, you are legally not allowed on the road. It only covers other people, their vehicles and property in case of an accident. It doesn’t cover injuries to you or damage to your car.

Of course, you can choose to get better cover. Here’s what we’d like to suggest:
  • Personal Accident Cover for everybody else travelling in your car, up to Rs. 2,00,000 per person
  • Cover for your legal liability towards your paid driver

What's Not Covered

  • Any injury to folks sitting in your car if you haven't taken the 'Personal Accident Cover'
  • Any damage to your own car in case of an accident
  • Depreciation, or the drop in value, of your car and its parts due to age and wear and tear

*Please refer to the policy documents for more information*

To check premium rates for Motor Third Party Liability Insurance cover by IRDAI click here

Third Party + Own Damage(Edelweiss Private Car Package Insurance)

If you really want to chill and cruise, this is the insurance you want. It covers injuries to you, damage to your car AND damage to others & their property (that's more like it!)

Of course, you can choose to get better cover. Here's what we'd like to suggest:
  • Personal Accident Cover for everybody else travelling in your car, up to Rs. 2,00,000 per person
  • Cover for your legal liability towards your paid driver

What's Not Covered

  • Depreciation, or the drop in value, of your car and its parts due to age and wear and tear

*Please refer to the policy documents for more information*

Hit the brakes! Maybe you’d like a little extra cover?

By paying a slightly higher premium, you can enhance your car’s cover with:

  • Depreciation Protect
  • NCB Protect
  • Invoice Value Protect
  • Engine Protect
  • Key & Locks Protect
  • Consumable Expenses Protect
  • Mandatory Deduction Protect
  • Personal Belongings Protect
  • Roadside Assistance

*Please refer to the policy documents for more information

Situations that our insurance plans don’t cover - View

  • Accidents that occur outside India as per the official geographical area
  • Claims that may come up due to any contract that you may have entered into, with any third party. For example, if you enter into a contract to pay someone compensation in case of an accident
  • Your car being used/driven illegally. For example, claiming for an accident on a stolen car or driven by a person without a valid licence
  • Any consequential losses or damages that arise due to car accidents. For instance, your damaged vehicle is left unattended and some vehicle parts get stolen, these stolen parts are not covered
  • Losses or damages caused due to situations like riots, enemy strikes, other warlike incidents etc.
  • If your vehicle is used for any purpose other than personal; such as Motor trade, Hiring or Reward, Carrying goods for commercial purpose, Organised racing, Pacemaking, Speed testing, Reliability trials etc.

*Please refer to the policy documents for more information*

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Some Helpful Documents

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Why Us?

We Settle Things Quick
Easy Access to 1000+ Cashless Garages
Priority Services at our Preferred Workshops

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We Won’t Play the Claim Game

We’ve made claims easy!

Met with an accident? Call us on 1800 12000 and we'll settle your claim real quick!

We’ll need a few details, so keep your vehicle documents handy

We’ll take care of the rest and settle your claim!

Already moved your
vehicle to the workshop?

That's perfectly ok!
Simply call us and we'll guide you with your claim

1000+ preferred workshops Across country - View

You can also write to us on   for any queries

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Your Questions Answered

 
Is there anything specifically that my policy doesn’t cover?

This will depend on the kind of policy and covers you’ve decided to purchase. The policy doesn’t cover the wear and tear of car parts & damages caused to your vehicle due to war and nuclear perils.

Don’t forget to check the inclusions and exclusions in your policy for the specifics.

 
What is the maximum NCB I can avail of?
The highest NCB you can enjoy will be a 50% discount on your own damage premium. Of course, this is only applicable if you’ve not made a claim in the preceding 5 years.
 
Can I transfer my NCB from my previous insurer?
For sure. You can continue to enjoy your NCB even if you’ve decided to change your insurer. Just remember to renew your policy before it lapses or within 90 days of your policy expiry, or you might not be able to avail the bonus.
 
How long will it take for my claim to be processed?

When it comes to settling claims, don’t worry, it’s full speed ahead. Once you submit all the necessary documents, we’ll settle the claim within 7 working days.

 
What happens if I lose my policy documents?
Once you make the payment, you’ll get a soft copy sent straight to your e-mail. So, even if you do lose your physical copy, you’ll have one waiting in your inbox. If you need another hard copy, you can get in touch with us on 1800 12000 or mail us at   and we’ll send one across right away.
 
Will a surveyor come to check out my car in case of a claim?

Yes, a surveyor to come and check out your car. Please keep your vehicle documents handy during inspection.

 
How do I find cashless garages in my area?
We’ve got a great network of garages, so you’ll always be close to a cashless garage. To see our complete list of garages, simply click here.
 
How long will I be covered for?
Your insurance policy will cover you for a single year. The start and end date of your policy will be clearly marked on your policy documents, so don’t worry. And hey once you buy a policy, we will send you a renewal reminder in advance so you don’t forget to renew it for the next year.
Edelweiss Private Car Package Insurance – UIN: IRDAN159P0002V01201819Edelweiss Private Car Liability Only Insurance – UIN: IRDAN159P0001V01201718 Edelweiss Private Car Liability Only Insurance 3 Years – UIN: IRDAN159RP0005V01201819Edelweiss Private Car Package Insurance 3 Years – UIN: IRDAN159RP0007V01201819Edelweiss Private Car Bundled Insurance – UIN: IRDAN159RP0009V01201819