Most of us plan our entire lives around the vacations we intend to take every year. A well-planned holiday gives us the opportunity we need to relax and recharge for a while before we head back to work feeling refreshed. A good trip also allows us to learn a little more about ourselves and the different cultures that exist around us. But, a single misstep could completely ruin the trip we've been looking forward to for months.
Thankfully, a good travel insurance policy could help us deal with most of the painful issues that could cause our dreamy vacation to turn into the holiday from hell. Here's a look at some of the most common issues we might face on our vacations and how an insurance coverage can help us cope:
A Missed Flight
We've all had dreams about oversleeping or getting stuck in traffic hours before we're expected to set off on our holiday. While most insurance policies won't cover human error like mixing up the time of the flight, there are certain instances where your travel policy might reimburse you for the cost of the ticket. If meeting with an accident or a family member getting hospitalised prevented you from getting to the check-in gate on time, your insurance policy could help out.
Your Bags Are Lost
We're pretty sure that you've had your bags lost at least once by an airline or by airport staff. Landing in a unknown country with nothing except your essentials in a handbag and the clothes on your back can be extremely scary. But, you needn't worry. If your bags have been lost, misplaced or stolen, your insurance policy might provide you with the funds you need to replace your missing items and continue your holiday without any worries.
A Medical Emergency
There's no denying the fact that we never know when something could go awry. An accident or a sudden illness could leave up hospitalised for a few days in a foreign country (or even another city in India itself). Luckily, most travel insurance policies might cover the cost of medical treatment while you're travelling. Depending on the severity of the condition, your policy might even cover the cost of having a relative fly over to help you until you're well enough to travel back. An insurance policy might also look after the cost of rescheduling flight tickets and extending hotel stays if required.
Remember, a travel insurance policy might not stop something from going wrong, but it definitely makes it easier to deal with the aftermath of a bad experience. So, the next time you're packing your bags for a holiday, don't forget to pack your travel insurance coverage as well – you never know when you might need it.