Bring up the topic of travel insurance while someone’s excitedly sharing their holiday plans with you, and chances are you’ll kill their whole vibe. Because let’s face it, no one likes to think about all the things that could go wrong on their first overseas trip.
But here’s a fact: every person who travels, needs travel insurance. Although, to be frank, there are certain types of people who need it slightly more. Are you one of them? Find out below!
1. The Foodie:
Nothing upsets you more than when someone says, “I’m just not that into food,” and you take it as a personal challenge to make them see the error of their ways. You consistently pick fries over everything else, but that doesn’t mean you are unwilling to venture into untested waters. In fact, you love nothing more than visiting a new restaurant in a new country and ordering the most peculiar dish on the menu.
Well, if you wish to continue wading fearlessly into the world of dangerous yet oh-so-tempting foods, it wouldn’t hurt to proceed with caution. With a comprehensive travel insurance policy in your backpack, you’ll be free to indulge in the most exotic delicacies without stressing over their potential repercussions on your health. And in case something doesn’t sit right and impacts your system negatively, your policy will give you access to cashless hospitalisation anywhere in the world.
2. The Middle-aged Cynic:
You can also be described as a textbook overpacker, because of your innate need to prepare for even the most far-fetched of scenarios. It’s probably why you were voted “most likely to lose their mind if an airline misplaces their luggage” by your friends. The slightest shift in plans is enough to ruin the whole trip, and flight delays are your worst nightmare. Let’s not even think about what might happen if you fall sick so far away from home.
There is a way to deal with this deep-rooted fear of things taking a turn for the worse: buying travel insurance. It may not rid you of the fear completely, but it will help put your mind at ease. The financial reassurance of being reimbursed for misplaced baggage or unexpected medical bills is bound to make your travel experiences less stressful and more enjoyable.
3. The Chilled-out Youngster:
Perhaps the greatest quality of youth is its capacity to instil you with endless levels of optimism and a sense of invincibility. Your life’s motto is to just ‘wing’ everything as you go, regardless of where you’re going. And why not? You’re highly adaptable. But before you dismiss the idea of arming yourself with travel insurance, consider this: what will you do if an unfortunate accident or illness catches you off guard?
In such circumstances, scraping together enough money to pay the outrageous medical bills can potentially drain your savings. And a lack of savings is bound to take its toll on your ability to fulfil your dreams. To keep both health and finances on your side so you can truly live your life, it is a good idea to invest in a top-notch travel insurance plan.
4. The Adventure Junkie:
From backpacking through untouched civilisations to paragliding across the Great Himalayas, you have an insatiable love for the thrill. Participating in adventure sports is truly a life-changing habit, but one that is not without equally life-changing risks. Despite exercising extreme caution, it is possible that things may not go as planned. You may get hurt, and having to cover hospital bills in a foreign land can feel like rubbing salt on your injuries.
But not if you’re equipped with travel insurance. The policy will prevent the need to break the bank to pay your bills. So, you can forget about the risks and pursue your passion to your heart’s content!
We’ll be the first to admit that thinking about potential travel disasters can be quite a downer, but isn’t it better to be overprepared for life’s curveballs than under? And since travelling is something you have to do, either out of love or necessity, you might as well ensure the highest level of protection for yourself and do it freely.