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Think You Don’t Need Home Insurance? Think Again!

29th November 2019 8min read 194 views

So, you’ve finally done it. After toiling for long hours every day, you’ve managed to buy your very own home. It’s been a long and difficult road, but you’ve ultimately achieved your biggest financial goal. Given the magnitude of the situation, it’s probably a good idea to safeguard your home with a good insurance cover. If the thought hasn’t crossed your mind yet, don’t worry – you aren’t alone.

There are 4 common reasons why people don’t bother to insure their homes. If you’ve also used one of these reasons to convince yourself your home is safe, we’re here to rid you of your misconceptions.

Reason 1: It’s Too Expensive

Honestly, most good things in life are costly, but that doesn’t mean we shouldn’t have them. The cost of your home itself may have been quite significant. If something were to happen to it, could you really afford to shell out the money required to purchase a second home or rebuild the first? If you properly weigh the pros and cons, we’re sure you’ll realise that the premium you’re paying could definitely safeguard your bank balance against much higher costs in the future.

Reason 2: I Don’t Live in a Disaster-Prone Area

Given the fact that global warming has wreaked havoc with our climate patterns, you may want to re-evaluate your excuses. While we aren’t saying that earthquake fault lines are about to shift, flood-like situations may seem a lot more common than you think. Remember, a good home insurance policy could cover everything from lightning strikes to floods, landslides and even bush fires.

Reason 3: The Claim Process Is Very Tedious

If you’ve chosen Edelweiss General Insurance as your insurance provider, you never have to worry about us playing the claim game. You can call our toll free number or send us an e-mail to let us know you’d like to make a claim. Once you send us your documents, we’ll get the ball rolling right away. If everything is in order, somebody from our team should get back to you within two weeks to let you know what comes next.

Reason 4: Nothing Like That Will Ever Happen to Me

Even if you’re as invincible as Superman or Wonder Woman, your powers may not always stretch to your home. While it’s probably true that your home will remain safe and sound for the rest of your life, there’s also the very small possibility that something could go wrong. A fire, a nearby explosion, or riots could seriously damage your beautiful living space. With a good insurance policy, though, you won’t have to worry about breaking the bank to pay for the repairs.

Your home is your haven, it’s a place that offers comfort and security and it should always be kept safe. To get the coverage you need, click here to find out more about the Edelweiss Long Term Home Insurance and see how we can safeguard your property.

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