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Key Benefits of Buying Two-Wheeler Insurance Online

27th September 2022 8min read 437 views

Smartphones and widespread internet accessibility have made our lives incredibly easy. We can buy everything from clothes to food and groceries online with the click of a button. Today, you can even purchase bike insurance online  from the comfort of your home or while you’re on the go. A two-wheeler insurance plan helps you stay on the right side of the law and provides financial protection after an accident. Many people continue to purchase their policy offline through an agent. However, as we move into a more digital economy, more and more people are happy to purchase the policy online. Before we look at the advantages of getting your policy online, let’s look at the bike insurance benefits you get when you purchase a plan:

What Are the Benefits of Two-Wheeler Insurance?

3rd-Party Bike Insurance Benefits

You can choose between a third-party policy or a comprehensive one. Whichever option you pick, you get protected from third-party liabilities. If your vehicle damages a third party’s property or injures them, your insurance policy will help you pay for the cost of repairs or treatment. In India, you require third-party liability cover, so your insurance plan keeps you on the right side of the law.

Protection Against Own Damage

One of the most crucial first-party bike insurance benefits is that it helps look after repairs to your two-wheeler after an accident. You won’t have to stress about the cost of repairing your vehicle. Your comprehensive insurance policy will help you deal with it.

Personal Accident Cover

Your motor insurance policy takes care of your bike. A personal accident cover for two-wheeler looks after you or the rider. An accident could land you in the hospital and leave you with a large medical bill. Your personal accident cover helps you pay off hospital bills and focus on getting better.

Add-On Benefits

You can enhance your two-wheeler policy and get better coverage with add-ons. Riders like zero-depreciation and NCB protection offer increased savings over time.

Peace of Mind

Crucially, your two-wheeler insurance policy helps you with the financial consequences of a motor accident. It offers peace of mind since you won’t have to worry about your savings getting affected.

Benefits of Two-Wheeler Insurance Online

You can choose to buy your insurance online or offline. Let’s look at the benefits of online two-wheeler purchase:

Easy Comparisons

When you buy motor insurance online, you can quickly compare the features and costs of various comprehensive policies. Before you buy bike insurance online, compare the plans on offer. Identify the policy that offers the ideal coverage for you at the best possible price.

Direct Purchase

You interact with the insurance company directly when you purchase comprehensive or third-party bike insurance online. You don’t have to deal with agents or third-party individuals. Instead, you can instantly make your purchase without any external intervention.

Customised Offerings

Most insurance companies allow you to customise your comprehensive plan online. Once you select the level of coverage you require, you can also get add-ons for better protection. While choosing your riders, consider the benefits of zero-dep bike insurance and engine protection before finalising your plan.

Payment Security

When you purchase a plan offline, you might pay by cheque or cash, which could end up in the wrong hands. You can benefit from secure payment gateways when you choose to buy your policy online. Always visit the insurance company’s official website to enjoy payment security.

When it comes to choosing between offline and online insurance, the latter wins. While browsing for a plan online, you can quickly compare policy offerings and costs, ensuring you get maximum protection at the lowest possible premium. Additionally, you can customise your plan and make payments right from the comfort of your home. You don’t have to move out or visit a branch to submit any paperwork. Crucially, online insurance allows you to get your policy instantly. The moment you pay your premium, the insurance company sends a soft copy of your policy to your registered e-mail address. After buying your two-wheeler insurance online, you must remember to renew your policy on time. You can conveniently complete an online bike insurance renewal within a few minutes from the comfort of your home. Always verify the company’s website address before you select the policy and make a payment to stay safe online.

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