Preventive Health Checkup

Understanding Preventive Health Check-Ups

25th May 2022 8min read 134 views

We’ve all heard that prevention is better than cure. This blog proves it! In today’s world, lifestyle diseases like diabetes, cancer, and heart issues are all termed silent killers. Most people are unaware that they might suffer from high sugar or blood pressure until it’s too late. By getting routine check-ups, you can identify potential markers or habits that could cause issues in the future. Let’s take a closer look at preventive healthcare and how it can benefit you.

What Is Preventive Healthcare?

Preventive healthcare helps identify potential disease factors in a person’s life through various medical tests. These tests allow for the early detection of diseases and facilitate quick treatment, improving an individual’s prognosis. As lifestyle diseases continue to rise, these preventive health check-ups have become crucial to every individual’s health journey.

Benefits of Preventive Health Check-Ups

General Health Assessment
Your preventive health check-up assesses your health. Your bloodwork could help you understand your blood sugar and cholesterol levels. If these increase over time, you can immediately take corrective measures, change your diet and start exercising more to avoid health issues in the future.

Early Detection of Diseases
Preventive healthcare is instrumental in the early detection of issues. Ultrasounds, X-rays, ECGs and other tests can quickly identify potential problems like cancer or blockages near the heart. With early detection and timely precautions, you could avoid life-threatening issues later.

Inspires a Healthier Life
With regular check-ups, you feel motivated to take better care of your health. If you undergo preventive health check-ups, you will start exercising regularly, watching your diet, and focusing on your sleep. You can see the tangible results of your efforts in your medical reports, which further inspires you to stay healthy.

Reduces Future Medical Expenses
Preventive healthcare helps identify issues before they spiral out of control. They allow you to take precautions or early measures, preventing high medical costs in the future.

Saves Taxes
As per the Income Tax Act, 1961, you can claim income tax deductions against the cost of preventive health check-ups every year. Under Section 80D, you can claim up to INR 5,000 per year for preventive healthcare.

What Tests Can I Expect During Preventive Health Check-Ups?

Most preventive healthcare packages include the following tests:

  • Abdominal ultrasound
  • Chest X-ray
  • Electrocardiogram (ECG)
  • 2D echocardiogram
  • Coronary angiography
  • Blood cholesterol
  • Triglyceride
  • High-Density Lipoprotein (HDL)
  • Low-Density Lipoprotein (LDL)
  • Serum bilirubin
  • Liver enzymes
  • Thyroid Stimulating Hormone (TSH)
  • T3 level
  • T4 level
  • Random blood sugar
  • Fasting blood sugar
  • Blood urea
  • Blood Urea Nitrogen (BUN)
  • Serum creatinine
  • Mammography – for women above 30
  • Pap smear or Transvaginal ultrasound (TVS) – for women above 40
  • Prostate-Specific Antigen (PSA) – for men above 45

Preventive healthcare enables you to live a better life. Most health insurance schemes include an annual health check-up so you can quickly identify potential issues and take corrective measures. When the time comes to choose a health insurance policy, do your research. Check if your selected plan covers preventive health check-ups as well. If you’re ready to purchase health insurance, browse our plan options on the Edelweiss General Insurance website.

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