Deciding which health insurance policy to buy can be a daunting task for many. In fact, people often get so overwhelmed by the kind of options available, that they may end up not purchasing a policy at all. We’re sure you already know how important a health insurance policy is. But, if you’re struggling to understand whether or not a plan like Arogya Sanjeevani is right for you – we’re here to help out. Here’s a quick look at who this policy is perfect for:
1. First-Time Workers
If you’ve just started your first job, you may not be able to save up a lot of money every month. A sudden medical emergency could completely clean out your savings and might even leave you in debt. But, if you put away a small amount of your savings, you could purchase the Arogya Sanjeevani policy and gain a substantial cover of up to INR 5 lakhs. The premiums for the policy are quite affordable and will help you look after yourself and your savings in case of a medical emergency.
2. The Health Insurance Novice
If you’ve never purchased health insurance before, this policy is a great place to start. And, since you can purchase the policy right from the time you’re 18, it’s a great way to celebrate becoming an adult. It’s fairly straightforward, so it will help you gain an understanding of how most health policies work. It is also very affordable and provides adequate cover.
3. Alternative Therapy Seekers
Arogya Sanjeevani plans also cover AYUSH therapies. This means that you can get the treatment that works best for you – whether that’s Ayurveda, Unani or homoeopathy. So if you’re into alternative treatments, you don’t have to worry about paying for them from your pocket.
4. Golden Oldies
Probably the best think about the Arogya Sanjeevani plan is that it is a lifelong plan. This means that there’s no age cut-off and you can renew the plan, irrespective of the number of candles on your birthday cake! The policy can also be purchased for the first time by individuals who are 65 or younger, so if you’re looking for a plan to help out in your golden years, this one’s perfect.
5. Nuclear Families
Honestly, you can cover up to 8 family members under a single individual policy. But, the plan works best for nuclear families. This is for two reasons. Firstly, the policy allows you to easily add your children right from the time they’re 3-months-old. So if you’re a young couple who are planning on starting a family, this policy will have your back. Secondly, the maximum cover available is INR 5 lakhs, which may be enough for 3-4 young and healthy individuals, but perhaps not enough for older parents.
When it comes to looking for a good health insurance policy, there are many options out there. If you haven’t found the right one for you yet, perhaps you can try Arogya Sanjeevani. This affordable policy will help take care of you in times of need!